Watercraft
Definitions
Boat: If you own a boat, you know the sport can be relaxing, adventurous and dangerous. The US Coast Guard reports that there were 6,419 recreational boating accidents reported in 2001. A boat policy safeguards your boat, boating equipment and accessories. It also protects you with liability and medical payments coverage.
Personal Watercraft: Although personal watercraft (PWC) are often considered in the boat category, depending on the type of watercraft, horsepower and speed, they may be best covered on a stand alone PWC policy.
Inland Marine: An Inland Marine policy is designed to protect specific property with broader coverage than a homeowner policy. Coverage can be written on an all-risk, open-perils or named perils. Special policy floaters can cover a variety of items such as fine art, furs, jewelry, electronic equipment and more.
Safe Boating Resources
Contact the local IN DNR conservation office for classroom courses.
Download the Boat handbook or contact your local DNR office for a copy.
Forums for discussion and sharing
Online Safe Boating Courses
IN Department of Natural Resources
Boat US Foundation The course is recognized by the U.S. Coast Guard and the National Association of Boating Law Administrators and is accepted by many states as a certified boating safety course.