Commercial
Types of Commercial Coverage
Accident/Sickness | Auto | Bonds | Catastrophe/Umbrella | Fire/Crime
| Group health
Inland Marine | Key person Life | Landlord | Liability |
Package | Professional Liability
Property | Property Owner | Workers' Compensation
Types of Businesses Covered
Bakery | Beauty shops/barber shops/Spa Salon | Chamber of Commerce
| Churches
Condo Associations | Contractors | Dance Studios | Doctors/Nurses
| Fire Departments
Florist | Lawn & Landscaping | Libraries | Manufacturing
| Mercantile | Offices
Printshop | Property Associations | Realtors | Storage units
| Towns/Townships
Upholstery
Open for Business sm, an online disaster planning tool for businesses, is available to employees, agents and policyholders of Institute for Business & Home Safety member insurance companies. This online planning tool focuses on three categories of protection to help you survive a natural disaster:
- Your human resources
- Your physical resources
- Your business operation
You will identify what natural hazard events could affect you and what you can do to reduce your exposure to the events through protection of your building and contents. You will also develop a plan to resume essential business operations.
You can create your plans in stages, save your current work on the Institute for Business & Home Safety website, and return to pick up where you left off. You can always update or change information as needed. At all times, the data entered, and the final plans, are only accessible by you or those who share your username and password.
You have the option to save the completed plan online, with IBHS, so that it is available at any time from any location. This is especially important following a disaster when your primary location may not be accessible. You may also save your plans locally, e.g. on your hard drive, disk, CD, or a paper copy.
If you are a policyholder, you will need an access code provided to you by your insurance company or agent in order to continue with the registration process. If you have already been provided with an access code, you may proceed with the registration process. If you do not have an access code, contact your insurance agent.